Real clients. Real progress.
Every report below is a real Stay The Course Society client's SmartCredit® progress report, shown with permission and with names removed. Pause on any report, or tap it to see the whole thing.
Arnold R.Jul 30, 2026
EQ +207EX +93TU +30
61 disputed items deleted
Henry M.Jul 31, 2026
EQ +25EX +10TU +9
8 disputed items deleted
Jessenia L.Aug 5, 2026
EQ +73EX +95TU +67
16 disputed items deleted
Jesse K.Aug 11, 2026
EQ +42EX +49TU +90
32 disputed items deleted
Luis V.Aug 20, 2026
EQ +116EX +51TU +55
45 disputed items deleted
Romero O.Aug 25, 2026
EQ +20EX +11TU +60
19 disputed items deleted
Patrick M.Aug 27, 2026
EQ +81EX +92TU +55
24 disputed items deleted
Shanique A.Sep 14, 2026
EQ +24EX +25TU +25
8 disputed items deleted
Patrick M.Sep 23, 2026
EQ +67EX +4TU +38
2 disputed items deleted
Luis V.Sep 25, 2026
EQ +70EX +103TU +130
18 disputed items deleted
Victor A.Sep 29, 2026
EQ +18EX +27TU +13
2 disputed items deleted
Yauncey J.Sep 30, 2026
EQ +30EX +91TU +3
5 disputed items deleted
Arnold R.Oct 9, 2026
EQ +21EX +36TU ±0
6 disputed items deleted
Gustavo N.Oct 12, 2026
EQ +85EX +81TU +83
2 disputed items deleted
Jessica T.Oct 12, 2026
EQ +94EX +79TU +78
1 disputed item deleted
Katrina R.Oct 12, 2026
EQ +11EX +75TU +77
27 disputed items deleted
Amanda W.Oct 14, 2026
EQ +98EX −3TU +93
4 disputed items deleted
Christian C.Oct 14, 2026
EQ +53EX +54TU +53
8 disputed items deleted
Henry P.Oct 15, 2026
EQ +58EX +57TU +4
3 disputed items deleted
Louis S.Oct 16, 2026
EQ +75EX +125TU +72
3 disputed items deleted
How to read a report
Each report compares the client's three bureau scores with their previous SmartCredit report, and shows how many disputed items were deleted that round.
Round by round
Dispute rounds take about 30–45 days. After each one, clients get an updated report like these, plus their Credit Tracker dashboard.
Clients shown
Arnold R., Luis V., Gustavo N., Jessenia L., Patrick M., Louis S., Jessica T., Jesse K., Katrina R., Christian C., Romero O., Amanda W., Yauncey J., Henry P., Shanique A., Victor A., Henry M..
Real client results from each client's SmartCredit® progress report, shown with permission as first name and last initial; names and personal details are removed from the screenshots. These are selected results and are not typical: credit scores can go up or down, every credit profile is different, and we cannot guarantee any specific outcome, score increase, or removal of accurate information.
Start your story.
Book your free consultation. We'll review your credit report with you, explain what can be disputed, and map out a clear plan toward your goals.